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BURGESS
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Date: 2024-04-24 Page is: DBtxt001.php txt2003090700
TVM Value Accountancy
PUTTING ACCOUNTANCY TO WORK FOR ALL OF SOCIETY
Metrics about Progress and Performance in the Economy and Society
Metrics that Measure Impact on People, Place and Planet
The Core of TrueValueMetrics
Chapter 9 - VALUE CHAIN
VALUE CHAIN - HOUSING DEVELOPMENT

VALUE CHAIN - HOUSING

Value Chain – The Housing Business

  • Land
  • Land acquisition for development
  • Planning approval
  • Development permits
  • Impact studies
  • Utilities – electricity
  • Utilities – water
  • Utilities – sewage
  • Utilities – solid waste disposal
  • Infrastructure – roads
  • Infrastructure – drainage
  • Services to properties
  • Services to people – education
  • Services to people – health
  • Services to people – transport
  • Services to people – unemployment insurance
  • Services to people – retirement insurance
  • Land as lots
  • Building permits
  • Build house
  • Finance house building
  • Buy house
  • Finance house purchase / ownership
  • Legal work around real estate transactions
  • Title search
  • Title insurance
  • Attorney for the bank
  • Attorney for the developer
  • Attorney for the owner
  • Certificate of occupancy
  • Inspections
  • Sales of mortgage to another financial institution
  • Bundling of mortgages into another financial instrument
  • Bond rating agency
  • Bond insurance
  • Resale of mortgage bundle to another financial institution
  • Default on mortgage payments
  • Cash flow from mortgage payments drops
  • Value of mortgage paper drops
  • Contact between mortgage owner and borrower / homeowner
  • Attorney contact
  • Courts
  • Foreclosure
  • Move out
  • Property empty
  • Auction ... sheriff sale
  • Owner in new place


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